FinScore Start Assessment โ†’
Free ยท Private ยท No sign-up required

Your Complete Financial
Wellness Report

More than a score. Get a comprehensive financial health report with emergency fund analysis, net worth tracking, life goal readiness, retirement projections, and a personalized action plan.

Get My Financial Report

Your data stays in your browser. We never store or share it.

Like a Premium Financial Health Check-Up

Think of it as an annual health report from a premium hospital โ€” but for your finances. Understand where you stand, what's at risk, and what to do next.

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Financial Health Score

Overall wellness score across 7 pillars with grade and comparison.

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Emergency Fund Analysis

Liquidity breakdown, monthly runway, and accessibility classification.

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Net Worth Tracking

Total net worth with wealth stage categorization and progress.

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Investment Discipline

Monthly investment rate and consistency scoring.

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Life Goal Readiness

Wedding, house, child education โ€” are you on track?

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Retirement Projection

Projected corpus, target gap analysis, and required monthly investment.

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Financial Age

Are you ahead or behind your peers? Multi-factor age analysis.

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Smart Action Plan

Prioritized recommendations ranked by impact and effort.

How It Works

1

Complete Assessment

10 sections covering income, expenses, emergency fund, investments, insurance, liabilities, and life goals.

2

Get Your Report

Receive a detailed financial wellness report with scores, projections, timeline, and goal readiness analysis.

3

Take Action

Follow smart recommendations ranked by impact. Track improvement over time.

Not Just a Calculator

Typical Financial Calculator

  • โ—‹ Single number output
  • โ—‹ No context or comparison
  • โ—‹ Generic advice
  • โ—‹ No life goal tracking
  • โ—‹ No actionable roadmap
FinScore V2

Financial Wellness Report

  • โ— 7-pillar health score with grade
  • โ— Financial age vs actual age
  • โ— Life goal readiness for each milestone
  • โ— Retirement projection with gap analysis
  • โ— Smart recommendations by impact score

Frequently Asked Questions

Is my data safe?

Yes. All data stays in your browser's local storage. Nothing is sent to any server.

How is the score calculated?

We evaluate 7 pillars: emergency fund, savings rate, debt health, insurance, investment discipline, portfolio health, and future readiness โ€” each weighted by importance.

How long does the assessment take?

About 8-10 minutes. You'll need basic info about your income, expenses, savings, investments, and goals.

What are life goal readiness scores?

For each major goal (wedding, house, education, retirement), we calculate whether your current savings and investment rate will get you there on time.

Can I retake the assessment?

Yes, anytime. Your previous data is saved so you can update numbers easily and track progress.

Ready to understand your financial wellness?

Takes 10 minutes. No sign-up. Your data stays private.

Start My Assessment